Personal Checking

First Secure Checking

The easy answer to your check-writing hassles!

• Minimum Deposit to Open: $50.00

• No Minimum Balance Requirement

• Online Banking at no additional cost

• Debit or ATM Card available

• Use of FNBSC's ATMs at no additional cost

• Unlimited Check Writing

• IDProtect® - ¹Identity Theft Monitoring and Resolution Service https://www.idprotectme247.com/sec/

• Cellular Telephone Protection²

• $4.95 monthly service charge with a $2.00 credit for an e-Statement

Golden Secure Checking

Age has its privileges! So if you are 50 years old or better, then this is the interest-earning account for you.

• Minimum Deposit to Open: $50

• Minimum Balance to Avoid Maintenance Fees: $7500

• If the balance falls below $7,500 at any time during the statement cycle, there is a $4.95 maintenance fee per statement cycle with a $2.00 credit if the account receives an e-Statement

• Online Banking at no additional cost

• Debit or ATM Card available

• Use of FNBSC's ATMs at no additional cost

• Unlimited Check Writing

• IDProtect®¸¹Identity Theft Monitoring and Resolution Service https://www.idprotectme247.com/sec/

• Cellular Telephone Protection²

• Variable Interest Paid Based on Collected Balance

• One order of FNB Custom Checks per year at no cost

*Service charge on First Secure and Golden Secure is waived if the aggregate balance of consumer accounts is $20,000 or more. Accounts must receive electronic statements.

(please see a CSR for current rate information)

Priority One Checking

For those customers who want the advantages of a low minimum balance checking account AND the ability to earn premium interest on their money.

• Minimum Deposit to Open: $50

• Minimum Balance to Avoid Maintenance Fees: $500

• If the balance falls below $500 at any time during the statement cycle, there is a $10.00 maintenance fee per statement cycle, plus $.50 per check or debit

• Variable Interest Paid on Collected Balance

 (please see a CSR for current rate information)

Money Market Account

For those individuals or businesses who want their money to earn premium interest rates associated with a certificate of deposit while maintaining the accessibility of funds through a checking account.

• Minimum Deposit to Open: $500

• Minimum Balance to Avoid Maintenance Fees: $500

• If the balance falls below $500 at any time during the statement cycle, there is a $6.00 maintenance fee per statement cycle, plus $.35 per debit transaction

• Variable Interest Paid Based on Collected Balance. (please see a CSR for current rate information)

• ACCELL / EXCHANGE ATM 24-HOUR Banker Card is Available. (separate application required)

• Imaged Checks Returned with Each Monthly Statement

• Number of Transactions are Limited to Six(6) Per Statement Cycle by Check, Draft, Debit Card or Similar Order to Third Parties